I usually maximise Charisma, Beauty, Intelligence and Persuasion. Am I wasting my character points? I took Miracle Operation but even with that by the time I have maxxed these stats I don't have enough CPs for all the tech I want. What kind of things can you only do when these stats are very high? e.g. If I just stopped around 15 instead of taking them up to 20 what would I miss?
Whether you've wasted them or not is entirely subjective... though I personally wouldn't raise, let's say, Perception, unless I for some reason needed it (because I was an archer or gunslinger etc) This is the chart for bonuses acquired when a stat reaches 20. Strength Double damage bonus Dexterity Speed is 25 (+1 per point over 20) Constitution poison immunity Beauty reaction modifier is +100% (+10% per point over 20) Intelligence +10% to the success rate of every Skill Perception sense invisible Willpower immune to any Spell resisted by Willpower Charisma 100% loyalty: followers will never flee from your side and will only leave you if you ask them to, never of their own accord
Perhaps I should have been clearer, what I meant was what quests / options will I not be able to get without these attributes at high levels. (Charisma, Beauty, Intelligence).