A couple years ago I went through to see if I could make master level in all skills by level 50. I found that I could and had 9 points left over. This month I went back to my notes and tried to duplicate it. I ended with (I think) 12 points left over so I put some in Magic to try to become a Master mage too. I still didn't do the best possible because I wasted a point or two not using the backstab dagger, etc. Last time I didn't think anyone would be interested since there was a 50+ level hack to keep you going. I don't have my notes with me, but if you're interested, I'll post them. My characters were gnomes who were charlatans' apprentices.